Anticipate the tax, social security and wealth implications of leaving France, before you make your decision.
BGO Patrimoine is a Franco-Swiss tax and wealth advisory firm based in Geneva, serving more than 500 clients between France and Switzerland. We help residents of France who are considering a move to Switzerland, whether employees, retirees, entrepreneurs or families, to plan ahead on exit taxation, Swiss taxation, pensions and the organisation of their assets. The initial orientation meeting costs CHF 600, in Geneva or by video call.
Moving to Switzerland is about much more than a change of address. Transferring your residence has tax, social security and wealth consequences on both sides of the border, and some decisions have to be made before you leave, not after.
Departure date, what happens to the income and assets you keep in France, choice of canton, joining the Swiss pension system, protection of your spouse and children. Every situation calls for its own order of priorities.
Our role is to give you a clear view of all the issues that concern you, to prioritise them and to tell you what needs to be dealt with, by whom and when.
Based in Geneva and specialised in Franco-Swiss matters for private individuals, we support individuals and families every year with their tax filings and wealth planning in both France and Switzerland.
Our advice is independent. We do not distribute any financial products and receive no third-party commissions.
These are the main topics we review with you. Not all of them will apply to you, the point is to identify those that matter in your situation.
Permit requirements differ depending on whether or not you work, and your choice of municipality has effects that go well beyond your living environment.
Leaving France does not end all your French tax obligations, and the date you choose for your departure can by itself change how the year is taxed.
For the same income, the tax burden can vary significantly from one canton to another, sometimes even between neighbouring municipalities, and Switzerland also taxes wealth.
Health insurance, contributions and pension rights move country with you, with deadlines to meet and choices that cannot always be undone.
Some French investments remain worthwhile after you leave, others much less so, and their treatment depends on French law, Swiss law and the treaty between the two countries.
There has been no Franco-Swiss inheritance treaty since 2015, which can expose a single estate to the rules of both countries.
Moving your residence without planning for your company can have significant tax consequences, in France as well as in Switzerland.
An in-depth discussion to review your plans and leave with a clear roadmap.
Not subject to Swiss VAT for clients domiciled outside Switzerland.
If you instruct us following this meeting, its fee is deducted from our subsequent fees.
Our work covers taxation, social security and wealth structuring. Questions relating to immigration law or financial investments are identified during the meeting and, if you wish, referred to specialised professionals.
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